> For the complete documentation index, see [llms.txt](https://docs.vpay.africa/vpay-api-specification-basic-gude/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.vpay.africa/vpay-api-specification-basic-gude/glossary.md).

# Glossary

**Conventions**

* All responses are in JSON format
* All request parameters are mandatory unless explicitly marked as <mark style="color:red;">optional</mark>

**Status Codes**

Below (marked in red) are the list of codes considered as failed transfers.

* <mark style="color:green;">00</mark> - Successful Transfer
* <mark style="color:red;">XX</mark> - Failed/Pending Transfers

<table><thead><tr><th width="143.5">Status Code</th><th>Description</th></tr></thead><tbody><tr><td><mark style="color:green;">00</mark></td><td>Approved or completed successfully</td></tr><tr><td><mark style="color:red;">01</mark></td><td>Invalid Sender</td></tr><tr><td><mark style="color:red;">05</mark></td><td>Do not honour</td></tr><tr><td><mark style="color:red;">06</mark></td><td>Dormant Account</td></tr><tr><td><mark style="color:red;">07</mark></td><td>Invalid Account</td></tr><tr><td><mark style="color:red;">08</mark></td><td>Account Name Mismatch</td></tr><tr><td><mark style="color:orange;">09</mark></td><td>Invalid transaction (Pending transaction)</td></tr><tr><td><mark style="color:red;">10</mark></td><td>Invalid Amount</td></tr><tr><td><mark style="color:red;">12</mark></td><td>Invalid transaction</td></tr><tr><td><mark style="color:red;">14</mark></td><td>Invalid Batch Number</td></tr><tr><td><mark style="color:red;">15</mark></td><td>Invalid Session or Record ID</td></tr><tr><td><mark style="color:red;">16</mark></td><td>Unknown Bank Code</td></tr><tr><td><mark style="color:red;">17</mark></td><td>Invalid Channel</td></tr><tr><td><mark style="color:red;">18</mark></td><td>Wrong Method Call</td></tr><tr><td><mark style="color:red;">21</mark></td><td>No action taken</td></tr><tr><td><mark style="color:red;">25</mark></td><td>Unable to locate record</td></tr><tr><td><mark style="color:red;">26</mark></td><td>Duplicate record</td></tr><tr><td><mark style="color:red;">30</mark></td><td>Format error</td></tr><tr><td><mark style="color:red;">34</mark></td><td>Suspected Fraud</td></tr><tr><td><mark style="color:red;">35</mark></td><td>Contact sending bank</td></tr><tr><td><mark style="color:red;">51</mark></td><td>No sufficient funds</td></tr><tr><td><mark style="color:red;">57</mark></td><td>Transaction not permitted to sender</td></tr><tr><td><mark style="color:red;">58</mark></td><td>Transaction not permitted on channel</td></tr><tr><td><mark style="color:red;">61</mark></td><td>Transfer limit Exceeded</td></tr><tr><td><mark style="color:red;">63</mark></td><td>Security Violation</td></tr><tr><td><mark style="color:red;">65</mark></td><td>Exceeds withdrawal frequency</td></tr><tr><td><mark style="color:red;">68</mark></td><td>Response received too late</td></tr><tr><td><mark style="color:red;">69</mark></td><td>Unsuccessful Account/Amount block</td></tr><tr><td><mark style="color:red;">70</mark></td><td>Unsuccessful Account/Amount unblock</td></tr><tr><td><mark style="color:red;">71</mark></td><td>Empty Mandate Reference Number</td></tr><tr><td><mark style="color:red;">91</mark></td><td>Beneficiary Bank not available</td></tr><tr><td><mark style="color:red;">92</mark></td><td>Routing error</td></tr><tr><td><mark style="color:red;">94</mark></td><td>Duplicate transaction</td></tr><tr><td><mark style="color:red;">96</mark></td><td>System malfunction</td></tr><tr><td><mark style="color:red;">97</mark></td><td>Timeout waiting for response from destination</td></tr><tr><td><mark style="color:red;">98</mark></td><td>Transaction Exists</td></tr><tr><td><mark style="color:red;">99</mark></td><td>Transaction Failed</td></tr><tr><td><mark style="color:red;">102</mark></td><td>Invalid BVN or Could Not Reach BVN Service</td></tr><tr><td><mark style="color:red;">103</mark></td><td>Date of Birth Mismatch</td></tr><tr><td><mark style="color:red;">104</mark></td><td>Account Not Found</td></tr><tr><td><mark style="color:red;">105</mark></td><td>Bank Not Found</td></tr><tr><td><mark style="color:red;">107</mark></td><td>Unable to Retrieve Account Details</td></tr><tr><td><mark style="color:red;">108</mark></td><td>Transaction Not Found</td></tr><tr><td><mark style="color:red;">109</mark></td><td>Signature Mismatch</td></tr><tr><td><mark style="color:red;">119</mark></td><td>Unauthorised Client Creation</td></tr><tr><td><mark style="color:red;">199</mark></td><td>Mandatory Property Missing</td></tr><tr><td><mark style="color:red;">500</mark></td><td>Internal Server Error</td></tr><tr><td><mark style="color:red;">929</mark></td><td>Failed Request</td></tr></tbody></table>